Jian Heng Financial Consultant	Jian Heng Financial Consultant "Why I Became a Financial Consultant."
"Why I Became a Financial Consultant."

“Why insurance?” and “So, it’s just a temporary thing until you have completed your studies?”

These are the common questions I get from my relatives when they hear that I am a financial consultant. However, in all honesty, I have known that I wanted this as my career since my polytechnic days. Thus, it was a godsend that I met my boss through an alumni-student mentorship programme. After completing my National Service, I started my career with Prudential.

A major nudge down this career path was my dad and his heart condition which we learned of when I was 8. With no medical insurance, I watched my parents burn off their hard-earned money paying hefty medical bills.

I learned about the benefits of insurance in my polytechnic days and how it could have saved my family a great deal of money. This built in me the conviction to not let any of my loved ones and clients experience the ordeal that I had. The earning power and freedom resonated well too!

I was a very poor student, I am still trying my best to be a better son, but I sincerely believe I am doing my best as a financial consultant.

Georgina Tan Financial Consultant	Georgina Tan Financial Consultant "My parents, my role models."
"My parents, my role models."

My dad is the eldest son and has helped his grandmother run the neighbourhood religious shop since young. With a humble background, my dad has spent his life serving the neighbourhood with his knowledge on religion matters. My mother also brought us up by herself without any helpers.

I have always looked upon my parents as role models. They work very hard. They only have one day off per year which is on the first day of Chinese New Year. Having to work 364 days year-round, we had lesser family time together and were not able to go on holidays together.

My parents worked hard to make sure we have our educations and meals. Their WHY was for the family – To ensure we were all well taken care of. I joined Prudential because I want to protect families and help my clients protect theirs.

Charles Juay Senior Financial Services Director	Charles Juay Senior Financial Services Director “Good things come to those who ACT.”
“Good things come to those who ACT.”

The platform and support Prudential have given me all these years has greatly helped me in building a successful culture of growth within the organisation. It is commonly believed that there is no shortcut to success. However, after being a mentor to many throughout my career with Prudential, I personally believe that the shortcut to success is when you are in a positive environment with the right mentors to guide you.

Last year our organisation emerged as the first runner up for the Group Agency Leader Category in Prudential. Being one of the youngest Agency Leader to have clinched this award, it is a testimony that we are doing the right things and encourages us to continue to do better. This career has not only propelled my success as an individual but at the same time enabled me to impact the lives of others and mould them to be better people.

If you are currently at a place in your life where you don’t see yourself growing, look inside your heart and your vision will become clearer as you begin to realise that there is a good chance you can improve all of your tomorrows.

Sometimes you don’t have to see the whole staircase. Just take the first step.

Nur Amirra Financial Services Manager	Nur Amirra Financial Services Manager "Success or happiness or both?"
"Success or happiness or both?"

To me, success is not just about what we possess but who we’ve become as individuals. Armed with a positive attitude, mindset and character, my team and I always strive to Do Right, which is gospel to us. It is beyond doubt that one will live a fulfilling life by  doing the right things to produce positive results. This is an invaluable lesson my mentor, who is also my director, has taught me. The journey will always be a rocky road but I live by the rule that nothing worth having comes easy.

The industry has opened my eyes by allowing me to understand myself better, accepting my weaknesses and enhancing my strengths. The process of my character development would have been unachievable if I had not joined this industry. With the help of my mentor, I am thrilled to be able to impart this to my team.

It is of great importance to me that my second family, my team, seek to constantly improve as individuals on top of endeavouring to assist and educate the people around us on how important financial planning is. With Prudential, we are given the opportunity to do more and give more to our family, friends and clients.

With proper guidance, everyone has the chance to grow, lead and attain success – regardless of age, gender and ethnicity.
That is the beauty of this industry.

Nathan Lum Executive Financial Consultant	Nathan Lum Executive Financial Consultant “This isn’t a job, it’s a lifestyle.”
“This isn’t a job, it’s a lifestyle.”

For some, finding fulfilment in their jobs is a lifelong pursuit. While this satisfaction did not come immediately, I can now say with 100% conviction that I love what I do. How I plan for my clients today will not only impact them but also their loved ones. Providing financial support when they need it most is like providing a parachute when jumping out of a plane; you do not require it on regular days, but when you need it, you have it. During times of medical crisis, my clients only need to focus on their recovery.

As a fresh graduate in 2013, I felt that the world was my oyster. I certainly did not know if embarking on a financial services career was the right one. Looking back, this was certainly the riskiest but the best decision that I have made. Being a Million Dollar Round Table (MDRT) member is a symbol of the trust that all my clients have in me to manage their financial portfolios and has also validated my decision to join Prudential. When you find something you enjoy so much, it isn’t a job, it’s a lifestyle.

Joelle Ong Financial Consultant	Joelle Ong Financial Consultant "With courage, we can be limitless."
"With courage, we can be limitless."

I’ve always wanted to build my own business, like a game of Monopoly, that involves strategising to grow wealth and win. The mundane 9-5 job was not an option for me. There are many limiting factors for progression and self-expression which gives me no purpose and drive. I desire to own the flexibility and control to drive my development and this career aligns with my vision.

However, the decision to join this industry wasn’t straightforward. I felt time trying out in this industry would put me at risk in falling behind my peers. What if I failed? But I decided not to let fear dictate my future and hinder greater achievements. Hence, I took the plunge!

Being a financial consultant allows me to explore all my potential as a person and has given me the opportunity to build my dreams from zero. Prudential provides a very good support system for beginners to explore their capabilities and creativities for success. Input equals output; it’s just how we strategise to get there quicker.

Although fear of rejections is what we face from time to time but according to Robin Sharma, “The fears we don’t face becomes our limits.” And only when we are no longer afraid do we begin to live and truly be free. With courage, we can be limitless.

Success does not come from a standard formula. Everyone has a different potential that may bring each on a different route to it, so long as there is the desire and willingness to put in hard work. There are many interesting skills to pick up from this career. It will be a fun and rewarding ride for anyone who’s willing to trade their discomfort for growth.